1. The Design Filter
Every organization has different needs, and the design of the group retirement plan should reflect those differences. Account types, funding formulas, investment options, payroll taxes, and total compensation models all play an important role in plan design. Our design process helps ensure the right fit for your organization.
2. The Fee Optimizer
The number one drain on investment performance is investment management fees. Most investment managers for a given asset class are interchangeable. And with the advent of index funds, most investment management has become a commodity. Ensuring fees are in line with the size and structure of the plan is critical. Our in-depth and continuous fee optimization strategy ensures you and your employees get true value for your money.
3. The Employee Booster
The number one failing of most group retirement plans is the lack of employee education and communication. This is because group retirement plan providers leave it up to the agent to manage this process. In our experience, most agents don't deliver in this area. We are different and pride ourselves on our world class employee education strategy. Thousands of plan members enjoy the popular weekly re:money newsletter. And full integration with financial advisory services from multiple group plan providers ensures your employees get the support they want.
4. The Compliance Elevator
Making sure your group retirement plan operates at a professional standard is crucial. We help ensure Capital Accumulation Plan (CAP) guidelines are followed and well documented for all registered pension plans. We use our extensive pension management knowledge to apply the highest level of management standards here as well.
5. The Organization Accelerator
What good is a world-class retirement plan if you have no way of telling the world about it? We work with our clients to build custom info sheets to help attract and retain talent at all levels. We also ensure plan providers and record keepers maintain the highest level of service for HR and payroll personnel. With a winning communication strategy and efficient admin team, your plan will be hard to beat.